People often think and believe only homeless people live outdoors, but in fact for some it is best to be outdoors all the time.
Spending time outdoors is beneficial for health. Studies show spending more time outdoors lowers rates of obesity, heart disease, and depression while at the same time providing stronger immune systems and better cognitive function.
Spending time outdoors exposes people to sunlight, which helps the body produce Vitamin D. which is important for body functions, bone health, and natural immunity.
Life outdoors helps people get more exercise by walking, trekking, running or cycling. Regular steady exercise reduces the risk of obesity, heart disease, and other chronic diseases.
The secluded natural outdoors away from the noise and nuisances of urban surroundings induces de-stressing and relaxation. Exposure to billions of carbon dioxide producing plants in a clean natural setting reduces stress levels, improve mental health.
Understandably, we are exposed to UV rays from the sun, man-made pollutants and environmental risks, so the decision of to spend your life outdoors is personal. Learn to be your own doctor, or ask your doctor to come along.
Many homeless people live outdoors for the majority of their adult lives. To live outdoors really depends on your individual circumstances and preferences. but, if want to improve your health, then start spending more time outdoors.
For the homeless, nomadic survivalist retiree who relies on an modest supply of buried American Eagle silver rounds and $432 per month in Social Security benefits, the goal is to construct an investment portfolio that maximizes security, liquidity, and long-term sustainability while addressing the unique constraints of the situation.
Given that physical silver serves as the foundation of wealth, the focus should be on protecting and leveraging this asset while ensuring monthly cash flow.
To begin, holding physical silver as a tangible asset provides a hedge against inflation, currency devaluation, and financial crises, particularly when traditional banking options may not be available or trusted. In this context, silver serves both as a store of value and as a potential medium for barter or small transactions. This core asset can be divided into two portions: a liquid portion, readily accessible for survival needs and emergencies, and a long-term portion to hedge against market volatility or sudden financial downturns.
Given the modest Social Security benefit of $432 per month, the next priority would be to supplement this income with assets that provide stability and modest growth. One option is to allocate a portion of silver holdings to a simple, inflation-resistant investment vehicle. This could involve selling some of the silver periodically to purchase Treasury Inflation-Protected Securities (TIPS). TIPS offer a low-risk, government-backed investment that adjusts with inflation, ensuring that the value of the investment is preserved while providing small, regular income.
To ensure flexibility and liquidity, another component of the portfolio could involve maintaining a small amount of cash on hand, either in physical currency or in a basic, no-fee checking account to allow for easier access to funds. Cash would be useful for everyday transactions that cannot be covered through barter or the direct use of silver coins.
Given the individual's survivalist and nomadic lifestyle, which often involves limited access to stable housing or a fixed location, physical gold could serve as a complementary asset to silver. While more valuable per ounce, gold offers the same protection against inflation but with higher portability for larger transactions or long-term savings.
Finally, it may be beneficial to explore small investments in resources like solar panels or portable water purifiers, which align with the nomadic lifestyle. These investments in survival gear can serve as a hedge against rising costs of basic needs like energy and water, further reducing dependency on fluctuating market prices or government aid programs.
In summary, an ideal portfolio for this specific individual would look like this:
Physical silver as the core holding, with a liquid portion for emergencies and a larger portion for long-term value preservation.
Treasury Inflation-Protected Securities (TIPS) to generate low-risk, inflation-adjusted income.
A small cash reserve in an accessible form, possibly with a bank account or as physical cash.
Physical gold as a secondary, high-value, portable asset.
Strategic survival investments in gear that supports his lifestyle and reduces future living costs, such as solar panels or water purification tools.
This portfolio balances tangible hard assets, minimal risk income sources, and essential survival investments tailored to the individual’s nomadic, survivalist needs.